New Castle Uber and Lyft Accident Lawyers

Most people do not think about getting into Uber and Lyft accidents when they get into rideshare vehicles, but it seems to happen more often than ever before in busy areas like New Castle. When a rideshare vehicle is involved in a collision, determining liability and pursuing compensation can be more challenging than with typical car accidents. 

To start, rideshare drivers are independent contractors. That limits the company’s direct responsibility in some situations. However, both companies provide insurance coverage that applies during different stages of the ride. Sound confusing? Fortunately, you can find legal help with the New Castle Uber and Lyft accident lawyers at McCann Dillon Jaffe & Lamb, LLC. 

Who Is Liable After an Uber or Lyft Accident in New Castle?

This depends on several factors. If the Uber or Lyft driver caused the accident, the driver may be held accountable, and the rideshare company’s insurance coverage may be triggered. The coverage available depends on whether the driver was waiting for a ride request, heading to pick up a passenger, or had a passenger in the vehicle at the time of the accident.

However, if another driver was at fault, that individual’s insurance policy may be responsible for damages. Liability can also extend to third parties, such as vehicle manufacturers or governmental entities responsible for road maintenance. Each case must be examined based on its specific facts, including the timing of the ride and the actions of all involved parties. The New Castle Uber and Lyft accident lawyers at McCann Dillon Jaffe & Lamb, LLC review the circumstances of each case and identify possible sources of compensation.

What Types of Insurance Coverage Do Uber and Lyft Provide?

Uber and Lyft maintain tiered insurance policies based on the driver’s activity. 

1. When the rideshare app is off, the driver’s personal auto insurance is the only applicable coverage. 

2. Once the app is turned on and the driver is waiting for a request, limited liability coverage may apply. 
3. When the driver accepts a request and is on the way to pick up a passenger or during an active ride, Uber and Lyft provide more comprehensive insurance coverage, including liability, collision, and uninsured motorist coverage.

Coverage limits and policy details may vary by state and by rideshare company.  

Can I File a Claim Against Uber or Lyft?

Passengers who suffer injuries during a rideshare trip may be eligible to file claims through the rideshare company’s insurance. When the accident occurs during a trip, you can follow the instructions for claiming on either app; their insurance may apply in single-vehicle and multi-vehicle accidents. Claims may also be made against other drivers involved in the accident if their actions contributed to the collision. The filing process often involves submitting documentation, like police reports and medical records, to the insurance provider. When there is a dispute about who caused the accident or which policy applies, our New Castle Uber and Lyft accident lawyers can clarify your legal options.

How Long Do I Have to File a Lawsuit After a Rideshare Accident in Delaware?

In Delaware, the statute of limitations for personal injury claims is generally two years from the date of the accident. This applies to rideshare accidents involving Uber or Lyft. Failing to file a lawsuit within this time frame may result in the loss of the right to pursue compensation through the courts. This time limit applies to claims involving injuries as well as claims for property damage. We recommend taking prompt action to avoid missing important deadlines since delays in filing can also affect the availability of evidence or witness testimony.  

What Types of Compensation May Be Available After a Rideshare Accident?

Individuals injured in Uber or Lyft accidents may seek compensation for a variety of losses. These may include medical expenses, rehabilitation costs, lost income, 

property damage, and pain and suffering. The amount and type of compensation depend on the severity of the injuries and the impact on the injured person’s daily life and employment.

Claims may be submitted through the rideshare company’s insurance provider, the at-fault driver’s insurance, or other applicable sources. In some cases, multiple claims may be necessary to fully recover damages. Our New Castle Uber and Lyft accident lawyers examine the full extent of injuries and losses to determine an appropriate compensation strategy.

What Should I Do Immediately After an Uber or Lyft Accident?

After a rideshare accident, call 911 and check for injuries. If you feel okay, skip the ambulance but make an appointment with your doctor as soon as possible. Some injuries do not present symptoms until time has passed. It is best for your health and can also establish a link between the crash and your injuries. You will also want to request a copy of the police report for an official account of the incident, which may be used later in a legal claim. 

Gathering information at the scene, such as the names and contact details of all drivers and witnesses, can also be helpful. If possible, take photographs of the vehicles, roadway, and injuries. Also, be sure to check for traffic cameras. Report the accident to the rideshare company quickly, and contact our New Castle Uber and Lyft accident lawyers for help with determining the next appropriate steps.

Are There Other Differences Between Rideshare Crashes and Other Traffic Accidents?

The primary difference is the tiered insurance coverage and driver status, but another issue is the potential involvement of large corporations and third-party insurers. Claims may be reviewed by insurance companies that represent Uber or Lyft, and those companies may take steps to minimize payouts. Our New Castle Uber and Lyft accident lawyers respond to these challenges and advocate for clients, supporting a more thorough, balanced claim process.

Contact the New Castle Uber and Lyft Accident Lawyers at McCann Dillon Jaffe & Lamb, LLC for Trusted Legal Representation After a Rideshare Collision

If you were injured in an accident involving a rideshare vehicle, the New Castle Uber and Lyft accident lawyers at McCann Dillon Jaffe & Lamb, LLC can help identify possible sources of compensation and fight to protect your rights. Don’t wait! For a free consultation, call us at 302-888-1221 or complete our online form. Located in Wilmington, Delaware, we serve clients in Dover, Newark, and Middletown.