Philadelphia Car Accident Lawyers
How Can a Philadelphia Car Accident Lawyer Help You After a Crash?
If you are injured in a motor vehicle accident or a loved one died as a result of a crash, an experienced Philadelphia car accident lawyer can help you in three very important ways, which include:
- Assessing the value of your settlement claim.
- Holding negligent parties accountable to obtain maximum compensation.
- Explaining how and when you can expect to be compensated.
If you or someone you love was involved in a serious motor vehicle accident, our experienced attorneys at McCann Dillon Jaffe & Lamb, LLC can help. Our legal team has recovered more than $200 million in verdicts and settlements for accident victims in the Philadelphia area.
After you are in a serious accident, your life changes completely. Everything may be upended as you seek medical care and struggle with insurance companies and police reports. You may not be able to work, and bills may go unpaid. That is the time to seek professional legal help. Our attorneys will stand up for your rights, fight your legal battles, and handle complicated issues that arise in the aftermath of a motor vehicle crash.
Why Is It Important to Hire an Attorney After an Accident?
The main reason it is important for you to hire a Philadelphia car accident lawyer after an accident is because the other party’s insurance company will do everything in their power to avoid responsibility and compensation for your injuries. Their proposed settlements may only cover a fraction of the costs you will incur for the following:
- Medical bills
- Lost wages
- Loss of future earning capacity
- Pain and suffering
If you are involved in an auto accident, you should contact one of our qualified Philadelphia car accident lawyers as soon as possible.
What are Your Chances of Having a Car Accident?
The chances of getting into a car accident depend upon many factors, including the following:
- Type of vehicle
- Time of day
- Day of week
According to the statistics compiled in 2017 by the Pennsylvania Department of Transportation (PennDOT), Pennsylvania drivers between the ages of 17 and 20 were more than twice as likely to be involved in a crash as drivers over the age of 40 years old. Statistics also reveal that most crashes occur on Friday and Saturday, and there are more crashes and fatalities during rush hours. Passenger cars were involved in more crashes than all other vehicle types combined.
According to the National Safety Council, your odds of dying in a motor vehicle crash are one in 103. The chances that you will die from a heart attack are much higher, approximately one in six. However, you are much more likely to die in a car accident than in an airplane crash, which is one in 188,364; also, a train wreck, which is one in 243,765.
How Costly are Car Accidents?
If you are the victim of a car accident or if a member of your family died as the result of a motor vehicle crash, you need to start building your case with an experienced lawyer right away. The monetary burden of being in a car accident may end up being higher than you anticipated. According to PennDOT, the economic loss due to reportable traffic crashes was an average of $1,414 to every man, woman, and child in Pennsylvania during 2017.
The cost breakdown is as follows:
- Fatalities: $8,032,512,735
- Serious injuries: $6,594,551,154
- Minor injuries: $2,854,546,548
- Property damage, including accidents in which severity of injuries could not be determined: Approximately $650,000,000
The total economic loss attributable to reportable traffic accidents in Pennsylvania during 2017 exceeded $18.11 billion.
What Injuries Occur in Car Accidents?
A car accident can cause injuries ranging from minor bruises to brain injuries. A skilled lawyer will be able to help you obtain compensation for your costly medical bills. Common types of car accident injuries include:
- Cuts and lacerations
- Bruises and contusions
- Broken bones
- Spinal cord injuries
- Chest injuries
- Arm and leg injuries
- Traumatic brain injuries
Car accident injuries can alter your way of living and create mounting medical bills and lost wages due to the inability to work. Even if you feel fine after a crash, some injuries do not become apparent until the following days or weeks. It is vital to obtain medical treatment and document any doctors’ visits to help your case. A car accident lawyer knows how devastating car accident injuries can be for victims and will fight to obtain the compensation you rightfully deserve.
Why Choose McCann Dillon Jaffe & Lamb, LLC?
There are many reasons for choosing McCann Dillon Jaffe & Lamb, LLC. Our car accident attorneys are known for providing focused, results-oriented legal representation to injury victims who suffered at the hands of negligent drivers. We also have a track record for maximizing compensation for plaintiffs involving personal injury or wrongful death due to auto defects.
When choosing an attorney, it is important to remember that when you are involved in a car accident, the full financial impact of your injuries may not be immediately apparent. Some lawyers are interested in settling your case as quickly as possible without taking the time to do all the hard work necessary to maximize your compensation award.
At McCann Dillon Jaffe & Lamb, LLC, our process is different. Our priority is to fight aggressively and thoroughly to secure full compensation for all your injuries, as well as lost wages and damages, no matter how long it takes. Our results speak volumes:
What Steps Should You Follow After a Car Accident?
Most drivers will be involved in several car crashes during their lifetime, according to insurance industry estimates. Therefore, there are certain steps to take after a car accident that everyone should follow. The following six steps will help you maximize your compensation from those responsible:
What Steps are Critical in Order to Recover Compensation?
Most car crashes happen so quickly that they leave victims feeling confused. Fortunate victims who do not experience injuries or property damage can recover quickly, but those who suffer serious or catastrophic injuries can live with the consequences forever. Thankfully, there are certain steps to take after a car crash that can make dealing with the aftermath less challenging.
Should You Remain at the Scene?
No matter the type of accident, all those involved must stop and remain at the scene. Those that do not remain at the scene can be charged with a hit-and-run, which can lead to fines, license suspensions, and jail time. Pennsylvania state laws dictate that drivers must stay to help the injured and exchange information. The state police, local police department, or 911 must be called if anyone is hurt or killed. The person calling should try to stay calm and remain on the line with the dispatcher until instructed to hang up.
If the accident is minor without significant damage or injury, police may only be necessary to help divert traffic. Otherwise, they will arrive at the location and make a report. It is a good idea to gather pertinent information before leaving the scene. Information includes names and contact information from all parties, recording or taking pictures of insurance cards, driver’s licenses, and license plate numbers. Taking pictures of the scene, noting the road and weather conditions, and speaking to witnesses can also help.
What Should You Do Next?
Immediate medical care is needed after many auto accidents, even if the victim feels that they were not seriously hurt. Certain types of injuries are not immediately apparent but can actually be quite severe. This is also important because insurance companies check to see if anyone involved sought medical attention. Later claims could be denied if a victim did not do so. Therefore, keeping records of all medical treatment related to the crash is essential.
Once the medical issues have been addressed, it is essential to contact the insurance carrier as soon as possible. Some companies have specified time limits for making no-fault claims. If another person is liable for the accident, their insurance company should also be called.
Determining fault at the scene is not always possible. Accident scenes can be chaotic, and those involved may not have a clear memory of what happened. Anything said could be used against someone later, so it is important not to sign any documents or agree to pay for anything. This will be determined by the insurance companies.
What are Some Important Laws in Pennsylvania?
The state of Pennsylvania has “choice” no-fault insurance. Drivers may choose a no-fault policy or one that is traditional, tort liability. The no-fault policies generally prohibit their owners from suing liable drivers when there are non-economic damages, plus policy owners cannot be sued. Traditional tort policies allow the owners to sue drivers with the same types of policies, but not those with no-fault policies.
In Pennsylvania, all drivers must carry minimum liability coverage on their insurance as follows: $5,000 for property damage; $15,000 for injury or death to one person in one accident; and $30,000 for injuries or deaths to more than one person in one accident.
How Can You Contact PennDOT?
Some accidents must be reported to the Pennsylvania Department of Transportation (PennDOT) if there was no police report or if there was serious property damage, injury, or death. PennDOT’s AA-600 form is used for reporting these. Drivers should fill out details about when and where the crash occurred, road and weather conditions, property damage, and injuries. It also includes information about everyone involved in the accident, along with a description of what happened. This must be sent in by every driver to PennDOT in Harrisburg within five days; failing to do so may result in license suspension and a $200 fine.
The more evidence you can collect about what happened in the accident and any injuries you sustained, the better your chances are for obtaining full compensation. Photos of the scene can be very compelling in getting insurance companies to increase their settlement amounts.
It is very important to seek medical treatment immediately after an accident. Information about your initial diagnosis and treatment will build the foundation for the documentation you will need to receive compensation for medical bills. It is also critical to acquire follow-up treatment and care to preserve your claim for compensation. Our car accident attorneys have the knowledge and experience to review all of the evidence and medical documentations you need to collect to have a successful claim.
How Can You Request a Police Report in Philadelphia?
A police report is a key piece of evidence that can help build your claim for compensation after you were in a motor vehicle accident. If the accident caused a serious injury or death, the police may also have photographs available. If your accident occurred in Philadelphia, you can obtain a traffic accident report or photographs by mail or in person at City Hall. You will need to bring a government-issued ID to prove you are eligible to obtain a report. According to City Council Bill No. 11-0631, the following persons are eligible for obtaining photographs or copies of a traffic accident report:
- Individuals involved in the accident
- Lawyers representing individuals involved in the accident
- Automobile insurance companies
- Other government jurisdictions
You may have to wait about two or three weeks after the accident before the report is available. If you go in-person to obtain a traffic accident report, you will need to fill out a form and pay a fee. Visit the city’s website prior to obtaining the form to make sure you have the appropriate form of payment and all necessary information, including date and location of the accident, as well as the police district number. The procedure for obtaining a police report in other municipalities will be similar; please visit the municipality website for details.
How Can You Prepare for a Car Accident?
No one wants to think about getting into an accident, but preparation can make the difference between life and death when a catastrophe happens. The best way to prepare for an accident is to ask yourself these simple questions before you get behind the wheel:
- Did I charge my phone?
- Where is my driver’s license, vehicle registration, insurance card, and health card?
- Do I have a safety kit? Safety kits include a flashlight, as well as first-aid supplies.
It is also helpful to have recent photos of your car in its current condition in case your car is damaged in an accident, so you can prove the damage was the result of the crash. There are safety precautions you can take in order to reduce your chances of a car accident. However, some car accidents are caused by the negligence of others. If a car accident does occur, it is best to seek legal counsel.
What are the Common Types of Car Accident Injuries?
Car accident injuries can run the gamut. Minor injuries can be treated with over-the-counter pain medications or may resolve on their own through rest and time. Whereas, catastrophic injuries may require expensive medical treatments, surgeries, and rehabilitation. Car accident injuries may be affected by several factors, including whether the driver was practicing safe driving habits, such as wearing a seat belt properly. Though car accident injuries can vary, common injuries emerge due to the mechanics of automobile accidents. These injuries can be categorized as impact or penetrating injuries.
What are Impact Injuries?
Impact injuries result from the driver or passenger hitting other parts in the car in the event of an accident. Common impact injuries include:
- Head Injuries: A car accident involving a high-speed collision may cause severe head injuries when the head strikes other objects, such as a steering wheel or dashboard in the car. Serious head injuries include:
- Skull fractures
- Hearing loss
- Vision loss
- Brain damage
These injuries are some of the most traumatic injuries that occur in car accidents. Treatment can be complicated, and victims may need long-term or permanent treatment.
- Back Injuries: Often, car accidents involve damage to the spinal cord, causing significant nerve damage. This may lead to loss of sensation in the arms, hands, legs, and feet. Common back injuries in car accidents involve herniated disks, which are not as severe as spinal cord injuries, but can cause loss of sensation, arm and leg pain, and muscle weakness.
- Chest Injuries: During a car accident, a driver’s or passenger’s chest may hit the dashboard with great impact, causing broken ribs, internal bleeding, and damage to the organs.
- Soft Tissue Injuries: Soft tissue injuries occur due to the victim’s muscles and ligaments stretching.
- Whiplash: Whiplash injuries are probably the most common injuries that occur during a rear-end collision. The whiplash injury is caused by the sudden movement of the head and neck, which results in damage to the neck, muscles, and ligaments. Sometimes, victims experience pain and swelling in their necks.
- Arm and Leg Injuries: Just as a car accident victim can bump their head or chest against another part of the car, they can also strike their limbs against car parts with great force. Car accidents can cause broken bones when these body parts hit car parts during impact.
What are Penetrating Injuries?
These injuries occur when objects enter a victim’s body. In an accident, loose objects are thrown around during impact. Sometimes, deployed airbags may cause objects to hit the victim. Loose objects can hit a victim and cause injuries to their eyes and face, leading to severe disfigurement and scarring. Lacerations and cuts also occur when windows shatter and enter the victim’s body. Some cuts may be minor; however, more serious cuts require stitches and surgeries, and can even result in a severe loss of blood.
How Can Accidents Cause Emotional Distress?
At times, severe accidents can lead to substantial emotional trauma, causing victims to suffer psychological pain and emotional distress. Depending on the severity of the accident, the injured party may suffer from post-traumatic stress disorder (PTSD). Accident victims may suffer from guilt that stems from them surviving while others died in the accident. Mental injuries are often harder to diagnose and treat.
What Factors Can Reduce Injuries?
Observing the speed limit, wearing a seat belt properly, and practicing safe driving can help mitigate any injuries in the event of an accident. If the injured party wishes to litigate the accident and seek compensation, evidence of their lack of fault can be used as mitigating factors in calculating the damages they are entitled to.
How Can a Car Accident Change Your Life?
When negligent drivers cause car accidents, life-threatening or fatal injuries can occur. There are many ways in which a serious car accident can change your life, including the following:
- Physical harm: This includes traumatic brain injuries (TBIs), amputation, burn injuries, paralysis, spinal cord injuries, and whiplash.
- Emotional damage: This includes PTSD and depression.
- Loss of vehicle use: If your car was totaled or in a repair shop, it may be difficult to travel to medical appointments, complete errands, or report to work.
- Medical bills: From ambulance fees to X-rays, medical costs mount up fast.
- Lost wages: If you miss work for any length of time, you may only receive a partial paycheck or no check at all, depending on the benefits offered by your employer.
- Property damage: Cost of vehicle repair or replacement is seen as property damage.
- Insurance hassles: Insurance companies will contact you to offer minimal settlements and may try to convince you not to speak with a lawyer.
- Higher insurance premiums: Your insurance premiums may increase after an accident, even if it is not your fault.
Car accidents are costly and can result in serious injuries, including emotional trauma. After a car accident occurs, it is important to contact an experienced lawyer as soon as possible in order to obtain compensation.
What is Car Accident Negligence?
Most vehicle crashes occur due to human error, according to the National Highway Traffic Safety Administration (NHTSA). Those who are injured in car accidents may be entitled to compensation to help cover the costs associated with their injuries. To recover compensation, plaintiffs in personal injury lawsuits must prove that the other driver’s negligence caused their injuries.
Negligence is a legal theory used to establish a defendant’s liability for underlying accidents. In order to obtain compensation from a responsible party, plaintiffs must prove that the defendant’s negligence caused or contributed to their injuries. To establish negligence in a car accident claim, four elements must be met. These elements include:
- Duty: To hold a defendant responsible, it must first be established that they owed the plaintiff a duty of care. All drivers are required by law to exercise a reasonable duty of care, which they are expected to uphold by driving safely, obeying traffic laws, and maintaining their vehicles in safe working order.
- Breach: Next, it must be shown that the defendant breached this duty to the plaintiff. In car accident cases, this is typically established by showing that the defendant did not obey traffic laws, was distracted, or engaged in any behavior that constituted a breach of duty to drive safely.
- Causation: Plaintiffs must then prove that the defendant’s breach of duty caused their injuries. If a defendant’s actions were negligent, but did not cause the plaintiff’s injuries, the plaintiff will not be entitled to damages.
- Damages: To recover compensation, the defendant’s breach of duty must have caused quantifiable harm to the plaintiff. If the plaintiff did not suffer a legally recognized harm, they may not be able to hold the defendant legally responsible.
What Types of Damages are Available?
Plaintiffs in car accident cases may typically recover economic and non-economic damages to compensate for their losses. Economic damages are those designed to compensate the plaintiff for quantifiable losses, such as out-of-pocket medical expenses and lost wages. On the other hand, non-economic damages are those designed to compensate for losses that are not measurable or readily quantifiable, such as disfigurement, pain and suffering, and loss of enjoyment of life.
What is Full Tort and Limited Tort Liability Insurance?
Pennsylvania drivers have the option to choose either full tort insurance or limited tort insurance. Full tort insurance allows drivers to sue the responsible party and recover compensation for potentially life-long effects of a car accident, such as pain and suffering. With limited tort insurance, an injured party may not sue the driver who caused their injuries but rather seek compensation from their own car insurance, which only covers economic damages.
However, there is an exception for serious injuries. Drivers with limited tort insurance may be able to sue the responsible driver if they can prove that their injuries meet the legal definition of serious; examples include traumatic brain injuries, disfiguring scars and burns, and amputations.
What is Comparative Negligence?
Cases in which two or more parties share fault for a car accident are handled differently by state. Pennsylvania follows the comparative negligence theory, which splits the responsibility for damages between the at-fault parties. Therefore, even if a plaintiff contributed to the accident, they will not be barred from recovery; their damage award will be reduced in proportion to their percentage of negligence.
What are the Common Causes of Car Accidents?
Considering the number of vehicles on the road, the increased aggression of many drivers, and the pervasiveness of distracted driving, motor vehicle accidents occur at a tremendous rate. Our car accident attorneys handle accidents of all types and severities. The following list includes the many common causes of car accidents in the Philadelphia area:
- Aggressive driving and road rage
- Distracted driving
- Drowsy driving
- Drugged driving
- Drunk driving
- Reckless driving
- Teen driving
- Texting while driving
- Unsafe road conditions
- Unsecured cargo
- Weather-related accidents
While factors, such as bad weather, unsafe road conditions, or automobile defects, can cause an accident, most traffic crashes involve driver error, according to PennDOT.
Where Do Most Motor Vehicle Accidents Occur?
In Pennsylvania, nearly 75 percent of motor vehicle accidents in 2017 occurred on highways or turnpikes, even though expressways represent only about one-third of the state’s roadways. Accidents can occur in many different types of locations. Some of the various types of collisions include the following:
- Intersection collisions: Intersections are a common area for crashes, especially those involving left turns.
- Highway accidents: Highway accidents involving high speeds are particularly dangerous.
- Rural roads: This includes numerous incidents involving drunk driving and drowsy driving.
- Wrong-way accidents: This includes entering an on-ramp or off-ramp incorrectly.
Across the state, the urban counties with higher populations and more vehicles reported the most crashes. More than half of all reportable traffic accidents occurred in just one-sixth of Pennsylvania’s 67 counties. Philadelphia County had the highest number of traffic fatalities of any Pennsylvania county in 2017.
How Can Our Experienced Lawyers Help?
For all these reasons and more, you need to contact McCann Dillon Jaffe & Lamb, LLC as soon as possible after a crash. Life is much more complicated and stressful after a serious accident, and you should not hesitate to reach out for assistance from our compassionate and professional legal team. We will work tirelessly on your behalf to see that you are awarded full compensation for lost wages, loss of future earnings, medical costs, and damages for pain and suffering.
Why are Intersections High-Risk Areas for Crashes?
The NHTSA claims that 2.5 million car accidents occur each year in intersections across the United States. Twenty percent of all fatal car accidents occur in intersections where two or more roads cross, making intersection crashes the second most common type of car accident outside of rear-end collisions. Left hand turns, red light runners, and driver error are the leading causes of serious and often fatal intersection accidents.
What Types of Accidents Occur at Intersections?
Intersections are designed with traffic lights, traffic pattern signs, and delayed signals that regulate traffic flow. Traffic engineers carefully study the logistics of traffic flow in an area of an intersection and design the roads to afford the safest travel possible. Unfortunately, over 50 percent of all serious car accidents occur at intersections. The most common types of intersection accidents include:
- Left-hand turn accidents: When drivers approach an intersection and plan to make a left-hand turn, it is imperative that they yield to oncoming traffic and obey all traffic signals, especially delayed red lights. Failure to do so can result in head-on and side-impact collisions. Illegal left-hand turns often result in fatalities.
- Red light runners: Traffic lights are pivotal in keeping traffic running efficiently and safely. When drivers fail to obey traffic lights, serious car accidents occur. Head-on collisions, side impact collisions, and multi-vehicle accidents can result in an intersection accident when a driver runs a red light or tries to speed through a yellow light.
- Illegal right turn on red: Many intersections allow right-hand turns on red lights, but when there are restrictions on this law, violators can cause a serious car accident. Failure to obey restrictions on right-hand turns can lead to side impact and head-on collisions.
- Traveling the wrong direction: When several roads come together, it can be confusing and result in drivers traveling the wrong direction. When this happens, the risk of a deadly head-on collision increases dramatically.
What are Common Causes of Intersection Accidents?
A car accident can happen anywhere, even to the most safety conscious drivers, but the risk of a serious or fatal car accident increases in intersections where two or more roadways cross paths. The most common causes of intersection accidents relate to driver errors and behaviors, such as:
- Distracted driving: Distracted driving is the leading cause of car accidents in the United States, including intersection accidents. Cellphone use, onboard navigation systems, entertainment devices, and even eating or drinking are all forms of distracted driving. Driver distraction at an intersection dramatically increases the risk of a serious or fatal car accident.
- Driver error: Misjudgment on the speed of an approaching vehicle or the driver’s intention at an intersection can lead to a collision. Car accidents also occur at intersections when drivers misjudge the distance between their car and another vehicle. Many left-hand turn accidents happen when drivers mistakenly think they have enough time to pass in front of an oncoming vehicle.
- Insufficient observation: Intersection accidents often occur when drivers do not give enough attention to the traffic pattern signs, speed limits, and yield signs when approaching an intersection. It is often too late for a driver to correct this action once they are in the middle of the intersection.
- Obstructed views: Making a turn or crossing lanes in an intersection can be dangerous when a driver’s view is obstructed. Blind spots and failure to use rear-view and side-view mirrors can lead to a collision.
- Illegal actions: When a driver fails to yield to oncoming traffic, crosses over a double solid yellow line, or makes an illegal U-turn in an intersection, collisions are likely. Multi-vehicle accidents can occur at an intersection as a result of a driver’s illegal maneuver.
Why Do Highway Accidents Occur?
Approximately 33 percent of the roads in Pennsylvania are highways, but nearly three-quarters of the yearly accidents in the state occur on highways or turnpikes. Consider these statistics from PennDOT regarding motor vehicle crashes in 2017:
- There were approximately 128,000 thousand motor vehicle crashes in Pennsylvania, and more than 95,000 of these occurred on highways or turnpikes.
- Approximately 15 crashes occurred every hour across the state.
- Each day, more than 220 persons were injured in reportable crashes.
- One out of every 44 people in Pennsylvania were involved in a car crash.
- One out of every 159 people were injured in a car accident.
In 2017, car accidents in Pennsylvania claimed 1,137 lives and injured another 80,612 people. More than 60,000 of those injured were involved in highway accidents. There are many reasons why car accidents happen on highways. It is wise to take precautions in order to avoid highway accidents, such as refraining from texting while driving and avoiding alcohol consumption before you get behind the wheel. Defensive driving can also help you stay safe. However, many car accident injuries happen to innocent victims. If a negligent party caused your car accident and injuries, seek legal counsel with a Philadelphia car accident attorney right away.
How Do Wrong-Way Collisions Occur?
Wrong-way driving accidents occur when a driver fails to obey local traffic signs and signals and collides with a vehicle that has the right-of-way. In many cases, drivers do not have the time or opportunity to avoid this type of collision, which results in a head-on accident. Common causes of wrong way driving accidents include:
- Drunk drivers: Driving under the influence of alcohol or drugs impairs the senses and often results in drivers missing signs and signals, which causes them to travel in the wrong direction on one-way streets or on major highways.
- Cars and trucks traveling at high speeds: Cars at high speeds can collide with an oncoming vehicle when there are no shoulders or open traffic lanes available.
- Distracted drivers: Drivers that choose to text, use navigational devices, or engage in other behaviors that require them to take their attention off the road can find themselves traveling in the wrong direction. Missed traffic signs or signals, failure to yield to oncoming traffic, and driver confusion can have catastrophic results.
- Poor lighting on ramps: In low-light conditions, it may be easy for a driver to take a wrong exit ramp, causing them to travel in the wrong direction. Safety studies conclude that wrong-way accidents are significantly reduced when on-ramps and off-ramps are well lit with obvious directional signs and signals.
- Vehicle defects and mechanical problems: Drivers have a legal responsibility to ensure that their vehicles are safe and well maintained. Failure to perform regular inspections and maintenance or to address manufacturer recalls, can result in drivers losing control of their automobiles. When this happens, cars and trucks can cross over median barriers and collide head-on with vehicles traveling in the opposite direction.
- Improper and illegal passing: Drivers that pass another vehicle on a double yellow line or in a no-passing zone can collide with other vehicles traveling in the opposite direction. This type of accident happens suddenly, as oncoming traffic often does not see the vehicle heading for them until it is too late.
- Lane drifting: Two-lane roads with no median divider can be extremely dangerous when drivers drift over the center line into oncoming traffic. It is imperative for those traveling to be focused and prepared to avoid another car drifting into their lane.
What Types of Injuries are Associated with Wrong-Way Driving Accidents?
For victims that survive wrong-way driving accidents, the road to recovery can be long and arduous. Wrong-way driving accidents often involve head-on collisions, which are catastrophic and deadly. Common injuries seen in wrong-way driving accidents include:
- Head and traumatic brain injuries
- Spinal cord injuries and paralysis
- Neck injuries
- Broken bones
- Cuts and severe lacerations
If you or a loved one is involved in a wrong way driving accident, it is important to consult with one of our experienced Philadelphia car accident lawyers to determine if you are entitled to compensation. Injuries and fatalities resulting from this type of automobile accident can have a significant impact on a family’s financial health. Compensation to cover the cost of medical bills and ongoing therapies can reduce the financial burden caused by a wrong-way driving accident.
How Can Our Dedicated Philadelphia Car Accident Lawyers Fight for You?
Wrong-way driving accidents often result in catastrophic injuries and death. The United States Department of Transportation estimates that wrong-way driving accidents claim 300 to 400 lives each year. This type of car accident is the most preventable type of auto accident. However, even with a myriad of traffic signs and barriers, wrong-way driving accidents still occur when drivers travel in the wrong direction on local, state, and interstate roads and highways, and count for one percent of annual traffic-related fatalities.
Our team will work diligently to recover compensation for medical expenses, lost wages, ongoing therapy, prescription medications, and pain and suffering related to the accident. Additionally, we will help obtain compensation for funeral costs and the loss of potential income for a death that occurred.
What are the Other Types of Serious Accidents?
The severity of a car accident depends on the speed and location of impact, as well as the make and model of the cars involved in the accident. The NHTSA distributes different ratings for the crash worthiness of many types of vehicles. Generally, crashes will be labeled as frontal impact, side-impact, or as a rollover accident. According to the Insurance Institute for Highway Safety (IIHS), 56 percent of passenger vehicle deaths in 2017 were due to frontal impacts, while side impacts accounted for 24 percent of car accident fatalities.
In addition to fatalities, car accident injuries at high speeds can be serious or catastrophic. No matter what type of injury you sustain in a car accident, medical bills will mount up and you may miss work, which can lead to the possibility of serious financial hardships. A professional Philadelphia car accident lawyer will help you pursue an accident claim so that you can obtain full compensation.
What are the Categories of Car Accidents?
When an accident occurs, documenting exactly what happened is a vital step in building your claim. Within the three main categories of impact; frontal, side, and rear-end; there different variations of motor vehicle accidents, including the following:
- Chain reaction accidents
- Ejection from automobile
- Fender benders
- Head-on collisions
- Multi-vehicle accidents
- Rear-end collisions
- Rollover accidents and tire blowouts
- Side-impact collisions
Our Philadelphia car accident lawyers at McCann Dillon Jaffe & Lamb, LLC have years of experience with various types of accidents and more. We follow a very hands-on approach to all cases, maintaining an open line of communication with you and taking all the time necessary to capture critical details. Our results speak for themselves; we have been successful in securing multi-million-dollar settlements for injured victims throughout the Philadelphia area.
How Do You Get Paid for Car Accident Injuries?
If you are injured in a motor vehicle crash and you are entitled to compensation, you will be paid for your car accident injuries by an insurance company. However, the amount of money you receive depends on several factors. One factor is whether you were injured due to the negligence of another driver. Another factor is the type of automobile insurance that you have. An experienced Philadelphia car accident lawyer can help you maximize your payment. The types of insurance payments include the following:
- First-party personal injury protection (PIP): These are benefits from your insurance company.
- Third party benefits: These are paid by the negligent driver’s insurance company.
- Full tort or limited tort coverage: These are options that you choose when you purchase insurance.
- Uninsured (UM) and underinsured (US) coverage: These are also optional.
First-party PIP compensation is designed to be paid regardless if you are at-fault. PIP coverage is mandatory in Pennsylvania and New Jersey, but the amount of compensation may not be very much. For example, in Pennsylvania, the minimum compensation limit for medical bills is $5,000, but you can choose to pay for more coverage. Also, if you damage someone else’s vehicle and you are at-fault, your insurance company will pay a minimum of $5,000.
You will pay lower insurance premiums if you choose limited tort coverage. However, you will be less likely to recover damages for pain and suffering. If you choose full tort coverage, you have unrestricted rights to sue negligent parties. Uninsured motorist and underinsured coverage provides benefits if a negligent driver caused the accident and they were uninsured or underinsured.
Philadelphia Car Accident Lawyers at McCann Dillon Jaffe & Lamb, LLC Advocate for Victims Injured in All Types of Car Accidents
If you or someone you love was seriously injured in a motor vehicle accident, contact one of our skilled Philadelphia car accident lawyers at McCann Dillon Jaffe & Lamb, LLC today. For a free consultation, contact us online or call us at 215-569-8488. We will vigorously defend your best interests in obtaining full compensation. Located in Philadelphia, Media, and Abington, Pennsylvania; Wilmington, Delaware; and Haddonfield, New Jersey, we represent car accident victims throughout the surrounding areas.
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