Many people are unaware of the specific consequences involved when someone is caught driving with a suspended license. This suspension may result from violations like:
- Repeated traffic violations
- Excessive points accumulated on driving record
- Failure to pay child support
- Driving under the influence
- Unpaid fines
- Criminal convictions, like reckless driving or vehicular assault
What Are the Consequences of Driving with a Suspended License?
Driving with a suspended license carries serious legal and financial consequences. If you are caught operating a vehicle during a suspension period, you could face fines, additional license suspension time, or even jail time. Repeat offenders are likely to encounter stricter penalties, which could include felony charges.
Furthermore, a conviction for driving with a suspended license remains on a driver’s record, potentially affecting insurance rates and future driving privileges. The severity of penalties depends on the reason for the suspension and whether the driver has prior convictions.
How Can I Get My License Reinstated?
This depends on the cause of the suspension. Typically, drivers need to pay a reinstatement fee, complete any court-ordered programs, and meet additional criteria as determined by the state’s motor vehicle department.
In some cases, drivers may need to provide proof of financial responsibility, such as obtaining SR-22 insurance (a form filed with your state proving you have auto insurance meeting minimum coverage requirements), before their license can be reinstated.
How Does a Suspended License Affect Car Insurance?
A suspension can have a significant impact on car insurance rates. Many insurance providers view it as a high-risk factor, and this often leads to increased premiums once driving privileges are restored. In some instances, insurers may cancel coverage if they deem the driver too high-risk.
What if I am in a Car Accident With a Driver Who Has a Suspended License?
Being involved in a car accident with a driver who has a suspended license in Delaware can complicate the legal process. A suspended license often indicates prior driving violations or offenses, which may raise concerns about the at-fault driver’s behavior and reliability. Even if the driver with the suspended license is not directly at fault, their violation of license laws can affect their credibility in an insurance claim or lawsuit.
Additionally, drivers with suspended licenses may lack valid insurance, making it more challenging to recover compensation for damages or injuries. If this happens, you may need to pursue claims through your own uninsured/underinsured motorist coverage or take legal action to seek reimbursement. Consulting with an attorney can help ensure you understand your rights and options.
The Delaware Car Accident Lawyers at McCann Dillon Jaffe & Lamb, LLC Provide Legal Guidance
If you were in an accident with a driver who has a suspended license, our skilled Delaware car accident lawyers at McCann Dillon Jaffe & Lamb, LLC can explain your legal options. For a free consultation, call 302-888-1221 or complete our online form. Located in Wilmington, Delaware, we serve clients in Dover, Newark, and Middletown, Delaware.