Hit-and-run accidents are surprisingly common and leave affected motorists feeling shocked and dismayed. They often feel confused, on top of facing serious injuries and property damage. What should you do after a hit-and-run car accident to protect your safety and your rights?
What Should I Do Right After a Hit-and-Run Accident?
If another driver hits your vehicle and flees the scene, prioritize safety:
- Call 911 immediately to report the accident to the authorities.
- Move your vehicle to a safe location if it is operable and you are not injured.
- Turn on your hazard lights to alert other drivers.
- Assess the situation to determine whether anyone involved in the collision needs medical attention.
While waiting for law enforcement to arrive, gather as much information as possible about the other vehicle. This may include the make, model, color, and license plate number if you have time to notice it. Try to note the direction the vehicle traveled, as that can help law enforcement during their investigation.
Taking photographs of your car, the accident scene, and any debris or skid marks can provide useful evidence for insurance claims or legal proceedings. If witnesses are present, ask for their names and contact information; a police report can also be useful.
Should I Pursue the Fleeing Driver?
Although it can be tempting to chase after a driver who flees the scene, we do not recommend doing that. Pursuing another driver can increase the risk of further accidents and jeopardize your safety. Instead, focus on documenting as much information as you can about the vehicle and the circumstances of the collision.
How Can Insurance Help After a Hit-and-Run Accident?
Your insurance policy may provide coverage for damages resulting from a hit-and-run accident, depending on your specific plan. Compensation may cover medical expenses, property damage, lost wages, and other losses related to the accident.
Uninsured/Underinsured Motorist Coverage (UM/UIM) often applies in these situations, as it is designed to compensate for damages caused by drivers who are uninsured or unidentified. Collision coverage may also be available to cover repairs to your vehicle, regardless of fault.
Delaware requires these minimums for auto insurance:
- $25,000 bodily injury per person
- $50,000 liability per accident
- $10,000 property damage
Personal Injury Protection (PIP) is also required with these minimums:
- $15,000 bodily injury per person
- $30,000 per occurrence
- $5,000 for funeral costs
Bear in mind that your potential compensation might not be enough to cover your injuries or property damage. Many people do not realize this when they choose auto insurance policy options; we recommend choosing additional coverage; UM/UIM is optional.
Can I Sue a Hit-and-Run Driver in Delaware?
Yes, you can sue a hit-and-run driver in Delaware if law enforcement identifies and apprehends them. Filing a lawsuit may allow you to seek compensation for damages such as medical expenses, lost income, and vehicle repairs. If they are insured, you might be able to pursue compensation that way, but a lack of insurance is the main reason why these drivers flee accident scenes.
Before you call your insurance company or decide to take a legal route, we suggest contacting a hit-and-run accident lawyer. They can listen to your description of the events and explain your legal options so you can make informed decisions.
Delaware Car Accident Lawyers at McCann Dillon Jaffe & Lamb, LLC Can Answer Your Questions About Hit-and-Run Accidents
If you have questions about your legal rights or need assistance pursuing compensation for a car accident, the Delaware car accident lawyers at McCann Dillon Jaffe & Lamb, LLC are here to help. For a free consultation, submit our online form or call our Wilmington, Delaware, office at 302-888-1221. We serve clients in Dover, Newark, and Middletown, Delaware.