Large corporations can afford to pay for Workers’ Compensation if an employee becomes legitimately hurt while performing a work assignment. While most businesses in Delaware offer some type of Workers’ Compensation benefits when a work injury afflicts an employee, non-profit companies may choose to forego investing in an insurance policy that ensures workers are covered in the event of an accident, due to their limited funds.
Although nonprofits work in the best interests of their charitable focuses, if they do not fairly compensate an injured employee or volunteer with Workers’ Compensation benefits, victims may face more than just debilitating injuries. They may be overwhelmed with medical bills and their daily living expenses, since they may be unable to work, and experience a loss of income during their recovery.
If you become injured while working for a charity or at a nonprofit, you may need legal guidance from a Wilmington Workers’ Compensation lawyer at McCann Dillon Jaffe & Lamb, LLC to ensure you receive adequate compensation after an unexpected work injury.
Work Injury Risks
Injury risks accompany any type of work in any industry, including nonprofits and charities, so businesses should be prepared for worst case scenarios. Nonprofits as diverse as animal shelters and cancer research organizations may experience work injuries such as bites from stray animals in the shelter’s care, or repetitive motion injuries affecting workers stationed at computers. Employees and volunteers may experience trauma while on the job that may cause debilitating injuries that disrupt their abilities to work or earn a living wage.
It is unfair for any business to overlook a work accident as their responsibility. To expect workers who took on jobs in good faith, or volunteers who truly believe in the charitable cause to fend for themselves after work injuries, especially when work conditions may be less than ideal, is as unacceptable for a nonprofit as for any other business.
Benefits for Nonprofits Carrying Workers’ Compensation
No matter the expense, the benefits for nonprofits carrying Workers’ Compensation policies outweigh the drawbacks. If the organization does not offer Workers’ Compensation, and an injured worker files a suit against the company, the nonprofit will have to shell out significant amounts of money in court.
Investing in insurance policies to cover work injuries protects nonprofits from dipping into their savings and risking bankruptcy. Further, it protects those who work for them. Policies may include Employer’s Practices Liability Insurance (EPLI), which will guarantee that nonprofits will remain solvent despite the multiple expenses that may arise from compensating injured employees or volunteers.
In the long run, the organization should avail themselves of investing in Workers’ Compensation benefits, if only to protect their interests.
Wilmington Workplace Injury Lawyers at McCann Dillon Jaffe & Lamb, LLC Protect the Rights of Non-Profit Work Injury Victims
Just because you care about a charitable cause or feel passionate about the mission of a nonprofit does not mean you are not entitled to Workers’ Compensation benefits after a workplace incident. If you sustained injuries while volunteering or working for a nonprofit, contact our Wilmington workplace injury lawyers at McCann Dillon Jaffe & Lamb, LLC at 302-888-1221 or contact us online to schedule a free consultation. Our offices are located in Wilmington and Philadelphia, and we serve clients across Delaware, including Dover, Newark, and Middletown, as well as representing clients in Pennsylvania and New Jersey.