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Delaware Workplace Safety Inspection Program Lowers Insurance Premiums

Delaware Workplace Safety Inspection Program Lowers Insurance PremiumsWorkplace inspection safety programs are designed to evaluate how well businesses are monitoring and providing safe work environments through the practice of onsite inspections. Many Delaware businesses have opted to participate in the Delaware Workplace Safety Inspection Program, a state program run by the Delaware Insurance Commissioner’s Office in conjunction with the Delaware Compensation Rating Bureau. Participating businesses agree to workplace safety inspections that determine whether Delaware employers are placing an appropriate emphasis on the health and safety of their employees by regularly identifying and correcting hazardous working conditions.

Under the program, Delaware businesses that provide and maintain safe working environments for their employees are granted insurance premium discounts.  While the Occupational Safety & Health Administration (OSHA) standards may be cited by inspectors, the Delaware Workplace Safety Inspection Program operates separately from OSHA and does not handle OSHA compliance issues.

Benefits of Participation

For Delaware businesses, participation in this optional inspection program can translate into significant savings on their Workers’ Compensation insurance premiums. Qualifying businesses receive the Delaware Workplace Safety Inspection Program insurance premium discount. Participating businesses may be granted insurance discounts up to 19 percent if an inspection reveals that certain working conditions and programs exist that enhance the safety and welfare of employees. This includes employee training, hazardous condition identification and elimination, and the collection of workplace injury data for at least three years.

There are no penalties such as premium increases or monetary sanctions for businesses who fail to qualify after being inspected. Unlike an OSHA inspection, which could result in fines to the employer if safety violations are uncovered, an inspection under the Delaware Workplace Safety Inspection Program does not put employers at risk for adverse consequences.

The program has provided Delaware businesses with the opportunity to lower their Workers’ Compensation premiums for over three decades. Since 2012, Delaware employers have received over $45 million in Workers’ Compensation insurance premium discounts through participation in the Delaware Workplace Safety Inspection Program. For many businesses, participation has become part of the company’s way of doing business. Mohawk Electrical Systems in Milford recently recognized one business for its 30 years of participation in the program.

Delaware Workers’ Compensation Lawyers at McCann Dillon Jaffe & Lamb, LLC Help Victims Obtain the Benefits They Deserve

Unfortunately, not all employers are diligent about providing safe working conditions for their employees. Accidents that occur at work can result in significant bodily injuries and the inability to return to work. Individuals injured on the job may be entitled to receive Workers’ Compensation payments for their injuries. An experienced Delaware Workers’ Compensation lawyer at McCann Dillon Jaffe & Lamb, LLC can help you navigate the complicated process of filing a Workers’ Compensation claim. With offices conveniently located in Pennsylvania, as well as in Delaware and New Jersey, we are ready to assist you today. To schedule your free confidential consultation, call us at 215-569-8488 or contact us online.